fully comp insurance

[trife]

if u have fully comp insurance do u have to be a certain age or have been pased ure test for a certian amount of time before u can drive anouther car with the persons permission?

[Albino33]

You have to be 25, i asked when i renewed my insurance policy. It sucks 'cause im only 22

[katangel26]

Albino33's right, I finally realised when I read my renewel documents that I was able to drive others cars with permission when I turned 25 last January, and it definitely weren't on there before!

[JudgeJ]

And also bear in mind two important factors:

1. Even though most do, not all Comprehensive policies allow you to drive other cars, regardless of your age. You must read your policy wording carefully. Comprehensive policies are so-called because they provide cover to the policyholder for accidental damage to his own vehicle as well as providing cover against Third Party risks as required by the Road Traffic Act. It has nothing to do with the cars you are allowed to drive.

2. If you are covered to drive vehicles belonging to other people you will almost certainly be covered only for Third Party risks. So, if you write off your friend�s Ferrari by wrapping it round a lamppost, you insurers will pay the council to replace the lamppost, but you will have to reimburse your friend in order that he may buy a new Ferrari.

[deadley]

It all depends on the policywording as different insurance companies have different ages or do not even have that on their policies.

You can also have TPF&T cover and have extention to drive other vehicles.

All in all the age range is normally 21 and above (depending on the policy condition)

[trife]

cheerz ppl