Can an insurance company refuse to pay up in a claim...

[Derek1975]

...after an accident if you have a non-standard stereo fitted?

[NORMANTHEDOG]

what has the stereo got to do with a accident

[Derek1975]

Nothing, just wondered if could would count it as an undeclared mod, and therefore use it as an excuse to invalidate the policy.

[rdv]

the only problem you would have would be if the stereo was stolen but most policies have a max limit anyway so you couldnt claim �1000 if the original only cost �200

[Derek1975]

thanks, getting a paranoid before the assessor comes!