Quizzes & Puzzles53 mins ago
Small car crash in private road
43 Answers
Last night (15.05.2010 @ 8.00pm) I was driving down my drive way to go home, which is a private road to some flats and a young lad had just used the road to turn around and coming out hit me. I had stopped as I saw him but he was going to fast to stop or didn't break quick enough.
My car suffered no damage, but his was a Punto with body kit and the front body kit was ruined and also has pieced his radiator. We exchanged numbers and names. I didn't make a big deal of it as my car fine, I was more annoyed he had used the drive way to turn around when there is a sign at the entrance stating 'PRIVATE ROAD, NO TURNING'
Anyhow 24 hours later, the driver called me and claimed the damage to his car was £300 and wanted to come up with an agreement for me to help him pay for it. I said 'NO' and told him if he wanted to pursue it , he would have to call the police to get a incident number first so he could pursue it with the insurance company.
I then called the police for advise and report it. They said they wouldn't be involved as it was a clearly marked private road. Also they were kind enough to advise an insurance company wouldn't get involved as it was private road. I don't think this lad will contact insurance company anyhow as he was only 18.
My only thoughts are now, what if his friends that were in the car (2) lie about being injured or something. Has anyone had experience with this kind of thing?
My car suffered no damage, but his was a Punto with body kit and the front body kit was ruined and also has pieced his radiator. We exchanged numbers and names. I didn't make a big deal of it as my car fine, I was more annoyed he had used the drive way to turn around when there is a sign at the entrance stating 'PRIVATE ROAD, NO TURNING'
Anyhow 24 hours later, the driver called me and claimed the damage to his car was £300 and wanted to come up with an agreement for me to help him pay for it. I said 'NO' and told him if he wanted to pursue it , he would have to call the police to get a incident number first so he could pursue it with the insurance company.
I then called the police for advise and report it. They said they wouldn't be involved as it was a clearly marked private road. Also they were kind enough to advise an insurance company wouldn't get involved as it was private road. I don't think this lad will contact insurance company anyhow as he was only 18.
My only thoughts are now, what if his friends that were in the car (2) lie about being injured or something. Has anyone had experience with this kind of thing?
Answers
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Under the Road Traffic Act he is legally obliged to provide you with his insurance details if asked for and so are you. Failure to do so is a criminal offence.
This is a civil matter - the police are concerned with criminal matters. No criminal offence has occurred and therefore there is no need form an incident number.
Insurers will deal with an accident claim regardless of whether an incident number has or has not been given.
The only time insurers will refuse to deal with a claim in the absence of an incident number is in the event of the theft of a car.
This is a civil matter - the police are concerned with criminal matters. No criminal offence has occurred and therefore there is no need form an incident number.
Insurers will deal with an accident claim regardless of whether an incident number has or has not been given.
The only time insurers will refuse to deal with a claim in the absence of an incident number is in the event of the theft of a car.
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