Insurance

[paul1763]

while looking at current and next month's renewal withone policy expiring at 1159 and new policy starting at 0001 are you technically uninsured for the 2 minute gap and if so i assume a jobsworth copper can do you for no insurance also would it show on their anpr cameras? thanks for your comments

[heathfield]

The military have been doing this forever. They want things to be clearly recorded as happening on a particular day, and they say a time listed as 00:00 doesn't allow this. e.g., 00:00 on a Tuesday could mean both the start or the finish of that Tuesday, or the finish of the Monday, or the start of the Wednesday, if you see what I mean. I think you're safe enough with 23:59 and 00:01.

[EDDIE51]

The policy is only stated to the nearest full minute so the old policy finishes at 11.59 and 59 seconds while the new one starts at 00.00 and 1 second.
You are insured continuously . just possibly there could be an argument as to which policy was in force if you had an accident at the stroke of midnight.

[THECORBYLOON]

The policy I have shows a time during the day and not midnight to midnight. As Eddie says, it's to differentiate between the start and end of the day but I doubt any court would say folk were not insured for that "missing" minute since it is a procedural matter and not something done by the driver.