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viv41

And so it should be taken out of government's hands and the money that people use to fund it should be under their control.

Imagine the cost savings if these payments went directly from employees into the funds of their choice.

Why should the state manage these pensions, when we could do it ourselves?
viv- I am not sure you have read sp's posts fully
Also...child benefit?

Phase it out.

If you haven't got enough money to afford kids, then you shouldn't have kids.
I have answered his comments as I see fit and I stand by them. Sick of pensioners being picked on ! And please ff do not tell me what I have or have not done ........

I was just pointing out that sp was not suggesting taking pensions away from those who currently get them. He was saying going forward that those who pay for pensions should get them and those that don't shouldn't. If you understood that then that's fine but i didn't see how your objection was relevant
And that's exactly what is wrong with the suggestion sp. The government is in place to benefit society so ensuring sufficient income to live on is it's responsibility. Individuals are not all responsible people. Commercial concerns are only interested in what profit they can make out of folk. This is not something that ought to be passed over, it is a vital responsibility of a caring society to cover for itself. Next someone is going to suggest we pass all welfare issues to private concerns. They're already trying with prisons: and not got health care sorted properly yet either.
Thanks fiction factory - that's exactly what I meant.

I would go further and allow those who want to pay for private medical treatment get a discount on their tax and NI contains too.
That's exactly what you want from a pension scheme. Maximum profit from investments (bearing in mind market corrections).

As an adult, I should be responsible for what happens to my money, and where it's invested, not the government.
Not if the profit goes into the hands of the shareholders. No doubt you'll be responsible for, and paying for your own personal military too then. Not everyone is capable of being as responsible as you, and many that are may not manage to accumulate the resource needed. But of course this far right wing suggestion still won't provide more finance for outseas aid since tax collection would have to drop to allow folk to put money into a private and possibly failing pension scheme instead.
ff, really NOT necessary to explain ! I repeat, I stand by my comments and I will say one last time, stop giving aid to foreigners and spend it on our pensioners and others who need it ...
slightly askew from the question .I was looking at web cams from the Red Sea ,have those bombers any idea of the harm they have inflicted on their own people Thousand upon thousands sent home from the hotels with no income?
Sorry just had to vent
" pause"
Feel much better now
Fair enough. I wasn't commenting on the aid issue. I was pointing out that your "My Dad for example paid his NI for all his long working life so he could get a dencent pension in retirement (in his 70's) and why shouldn't he have ....." response to sp seemed to be based on a misunderstanding of his suggestion, so i was suggesting you re-read his comment.
Really, you are boring me now ff ..........
I thought I was helping clarify a misunderstanding but I apologise if you knew you were introducing a non sequitur
"It meant forgoing a few luxuries for a while in my 20s, but you don't get something for nothing in this world. " - if only that was true SP, steady on though you'll start sounding right wing if you are not careful!
As I said earlier, absolutely behind you SP. I also agree that pushing companies to pay for private medical and not taxing people at 40% for the privilege is the way forward (or individuals to pay net of tax). That way many people would be removed from the NHS waiting lists and the NHS would thus improve. So no two tier system.

Not sure where people are coming from banging on about its paid for when you clearly state that it would only apply going forward.

A State pension is not sustainable, unless we start retiring at 85.
"if you haven't got enough money to afford kids, then you shouldn't have kids" - steady on sp that's the sort of thing I say! Common you've been taken over by the body snatchers surely!
Signed
TTT

I've always held what could be construed as 'right of centre' attitudes benefits system.

Hence why I roll my eyes when some sections of AB describe me as a 'lefty'.

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