The other point is that for just about the whole of our working lives we were told one thing and then we were suddenly told something else. I had many conversations with the helpdesk at the DWP over about 3 years and they kept saying "this is what we are told to say now but to be honest, we don't know how women like you will be affected. At first, as a widow whose husband had never claimed his pension I was told most definitely that I would get a maximum pension based on my husband's contributions which would top up my contributions; and that, based on this, I shouldn't buy extra years...then when I checked again, after I read on the DWP website that this wasn't going to happen, I started to get the people saying "We don't know, ask again in a month" I felt very sorry for the ladies I spoke to, it must have been very difficult for them. I don't disagree with the need for change but its totally unfair to set up one agreement and then suddenly say "Oh yes that was the agreement but we have decided to change it"