I did, JD.
It doesn't matter how the policies are funded once Scotland is independent because, once Scotland is independent, that's the SNP's work done. The clue is in the name.
Spending money they don't have is actually helpful to the cause, because it creates divisions like you are seeing on this thread. Almost the more money they spend that they don't have, the better. It makes them more popular in Scotland, and less popular in England. It's a brilliant policy.
Once they are independent, then they can worry about how to deal with the debt. But it won't be Nicola's problem. She can retire to the sunlit Highlands.