Supermarket Loyalty Cards

[nicebloke1]

Just been watching the news on these so called savings on these cards. My opinion is that there are nothing more than a scam. Why? because they inflate the price of a product then reduce it back to the normal retail if you have the card. If you dont have or want the card you end up paying the inflated price, but most people will just walk away from the inflated price, so in affect they are shooting themselves in the foot. Whats your veiw on the subject.

[Buenchico]

I distrust Tesco's 'savings', as (for example) I've seen them advertise discounted prices on wines for cardholders which are exactly the same as the regular prices in Asda.

However I love Morrison's More Card because of the way that it's possible to build up a healthy credit balance by simply stocking up on, say, coffee when there are points to be earned by doing so.  At the start of the year I had a balance of £55 on my card.  It's now £290; I've achieved that by buying absolutely nothing that I wouldn't normally have done and without paying any extra for anything either.  So it's effectively 'free money' 😊

[choux]

Evening Vagus - I answered on your thread x

[douglas9401]

In all the time I've had a More card, once 5000 points is reached a voucher is issued at the till.

How do you bank it?

[Vagus]

Well hello Choux, how lovely to see you 😊 how's it going?

[choux]

Have a look on your query thread, Vagus.
Excuse me, nicebloke1.

[Vagus]

OMG I just read that thread, deary me, how you've been through it, I'm at a loss to know what to say 😕

[nicebloke1]

Buenchico. Must admitt not had much to do with Morrisons,but uhey may well be worth looking into because i believe they were struggling. Now a new owner i believe, and a new owner tends to cut the crap and tomfoolery with genuine offers and savings to get the company back on track.

[rockyracoon]

I agree, the prices are definitely inflated. However, I pay a monthly fee for 10% off 2 shops a month at Tesco and I'm definitely quids in on that. I save £40 approx every month and the subscription costs me £8 a month.

[nicebloke1]

20.11 no problem

[Buenchico]

>>> "In all the time I've had a More card, once 5000 points is reached a voucher is issued at the till"

I susect that you've still got a physical card, Douglas, rather than the mobile app.  With the app, your points score keeps on rising until such time as you decide to start converting it to 'Fivers'.

[bookbinder]

We live near a Tesco, but we don't have one of their Loyalty cards. Why? Because they ask too many nosy questions on the application form, and we have read that Tesco and Sainsbury's make £300 million pounds a year by selling customers' private information that they acquire through card applications.

[douglas9401]

Well I never, teach me to read the small print and move with the times.

Thanks for that sir.

[nicebloke1]

^^ That sounds about right.

[nicebloke1]

To bookbinder^^

[douglas9401]

For anyone interested:

https://www.morrisons.com/more/

[Peter Pedant]

they have always been bad value - good for them as it tracks accurately buying patterns