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For more on marking an answer as the "Best Answer", please visit our FAQ.Kempie: in the same way as when you go on a roller coaster you know full well that you are going on a roller coaster, but it still causes fear, adrenaline, fear & flight, etc etc. Just thinking about it makes me want t..... AHHHHH...ooooargh eeeee!
Jumpers land on the earth with a bang and blood vessels rupture. However, the flow of blood is hardly ever more than a dribble because at the point of impact the heart was not operating. Medics in family have confirmed this for many years.
ORIGNAL Q:
The insurance would not pay out because the lightning death would not have happened without the suicide jump, and therefore was a result of the leap. Thus, whilst not the intended death method it was the intended result.
Hippy - Freefall is nothing like the changes in G-force associated with a rollercoaster; also skydivers fall considerably further before deploying their parachutes and yet many seem to land with cardiac functions intact.
If you contend that it is the adrenaline which causes death "in transit" how come so many people survive your rollercoaster analogy. A typical rollercoaster ride lasts 90 seconds, whereas falling 22 storeys (~250 feet) would take 4 seconds - enough time to provoke cardiac arrest? I think not.
As you say, upon impact blood vessels rupture. I cannot see that this proves a heart had failed prior to the impact. When a working heart instantaneously ruptures it would be unable to pump and so, of course, all of the blood would pool and leak out slowly.
I dispute Hamish's answer to Kingaroo's question about being electrocuted in mid air. It is not necessary to be in contact with the ground to be electrocuted, your body only has to form part of the conductive route to ground. The voltages involved are so great that the air molecules ionise and form a conductive path between -ve and +ve. The human body offers less resistance to the flow of electricity than the air and electricity will flow through the body rather than around it. Conversely, if you are sitting in an aeroplane at the time, the metal of the aircraft offers the lowest resistance and the current will flow through that rather than through the occupants. In both cases, (the falling body and the aeroplane), the lightning does not terminate where it strikes - it will enter at one point and leave at another.
theren_911, Objects are naturally neutral having equal quantities of +ve and �ve charges. If you separate these charges into an area with more +ve charge and an area with more �ve charge then you create an electrical potential difference (voltage) between them. When electricity flows (current) between these areas the +ve and �ve charges cancel out and the normal neutral state is restored.
So, the electicity that flows from lightning dissipates through the ground, neutralising an imbalance of charge. It wouldn't have struck in the first place unless there had been an imbalance.
It is a bit like you and your partner getting back together again after a period of enforced separation.
By the way, not all lightning strikes are to ground. Many are cloud to cloud between +ve and -ve regions.