Question Author
that's a shame, shaney, the one thing I didn't have trouble with was bank accounts, they all seem to have bereavement staff to deal with them and were very helpful. Nothing in HSBC though.
Neti, it's another heart op, much the same as the last one I think but approached a bit differently and hopefully more successful, we shall see. I will have to warn the anaesthetist to watch out for my crumbling teeth, one of them is wobbling vigorously.