Jennykenny ALL you have to do is write one letter to Barclays (or any other places you may have had ppi) and ask them if you had ppi with them. They have to do all the works and checking for you, it costs nothing and the worst that can happen is that they say you did not have ppi. They then have to pay you the entire amount without deductions. All a PPI claim company will do is write the letter on your behalf and take 30% of a payout.