Pre-Paid Currency Card

[Milo2]

One of my relatives is visiting America later in the year and is thinking of getting one of the pre-paid cards. I know they can be used in ATMs but are they also widely accepted in shops and restaurants?

[Zacs-Master]

What on Earth for? Just use your (their) debit card.

[Hopkirk]

Some debit cards have additional charges though. Martin Lewis's website can tell you which are the cards from hell.

[Zacs-Master]

Some pre paid cards charge foreign transaction fees and ATM withdrawal fees.

[Hopkirk]

For advice on travel credit cards, and money when travelling it is well worth looking at Martin Lewis's website:

https://www.moneysavingexpert.com

[Milo2]

Thank you for the advice. Will take a look at the website.

[abdallahhafez123]

Hello
Regard to USA prepaid card its accepted as mean of payment in shops and restaurant also it can be used online or at brick-and-mortar locations to make purchases, pay bills or get cash at a point of sale or from an ATM only bad thing about it the high fees that you have to pay to get it

[Milo2]

Thank you for the information. I don't think she has thought about the fees to get one. I will pass this on to her.

[Tilly2]

We used a pre paid, Travel Money card when we last went away. You do not have to pay a fee to obtain one. We used it just like a debit card in shops , restaurants and bars. We did not use an ATM though.

[Milo2]

Thank you for that. She doesn't want to take a lot of cash so this sounds as if it will be an alternative.

[Tilly2]

We got ours because we felt it was safer to use a card that had a limited amount available on it, rather than out bank current account debit or credit card.

There is an accompanying App available whereby you can transfer money onto the card from your current account, should you need to, whilst you're away.

[Milo2]

Thanks again for the information. She wondered if she could transfer money on to the card. Apart from not wanting to take cash, she also didn't want to use her debit/credit card.

[Tilly2]

There you go then! A Travel Money card from the Post Office is what she needs.

[Milo2]

She does! I will pass on the information. Thanks again for all your help.

[Tilly2]

You are welcome, Milo.