Home Insurance Cover - Legal Expense Cover, Or Not?

[barry1010]

Just about to buy this year's insurance, I have always had legal expenses cover but do I really need it? £24.90 for up to £100k.

Your thoughts please

[bednobs]

like all insurances, it's worth it if you need to useit. 2 years ago i had cause to use mine, and i was grateful i had it.

[furrypusscat]

Me too bednobs. It was some years ago now over a personal injury claim and I was very pleased I had the legal cover and won my case, without it I would not have followed my claim through as the legal costs would have been too great.

[barry1010]

Thanks, both, I have bought it. Looking at my records I was paying much the same ten years ago and I have always shopped around, so shouldn't complain really

[Hopkirk]

I don't bother

[bednobs]

yes, i needed to speak to a solicitor and got a phone call with one the same day. i'm sure it would have taken me longer and cost me more than £25 to do that not through the insurance