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ChatterBank1 min ago
A First Step Towards A Dictatorship Of The Proletariat?
Will the mild mannered Labour leader success where Corbyn failed? Has our democracy ever faced a greater threat?
Starmer's plan to make it impossible to overturn Left-wing revolution https:/
Answers
If Labour are elected, I don't just want change - I want radical change. Re-
07:00 Thu 13th Jun 2024
Youngmafbog,
I've read that some people are paying more in rent than they would if they had a mortgage on a similar property. Their problem is they can't find the deposit.
The government banks, and building societies, might want to look at that.
More council houses need to be built. They're an investment in our people and the future.
Thanks Sandy,
// I've read that some people are paying more in rent than they would if they had a mortgage on a similar property. Their problem is they can't find the deposit. //
Well yes there is more to running a house than the Mortgage though isn't there? When in rented if your boiler breaks the Landlord has to pay, if a Mortgage you pay so I'm not sure that the two payments are comparable.
As for the deposit, yes that is a problem (bit always has been). Is it the whole problem though, what is now happening to many is they want their cake and eat it. You cant have the latest phone, car, hols abroad etc and save a deposit. It has been like this forever, most of us have to go without to save. And with things like cars that actually reduces the amount you can borrow (same with o/s Credit cards). Perhaps more education is required on how the system works in schools?
//The government banks, and building societies, might want to look at that.//
Nothing to do with Banks, the Government yes but not the rent vs Mrtgage for the reason above
//More council houses need to be built. They're an investment in our people and the future.//
I couldnt agree more, one big thing that has always irked me when selling off Council properties (that I agree with) is that councils were not forced to use the money to build more.
What I would like to see is firstly Councils providing rental homes (but at a reasonable rental not on the cheap) and the Government offering lifetime loans. This will need a bit of thought and we need to ensure it doesnt inflate the house prices so a building proigram needs to be implented alognside it to balance.
I also thing we need to put a stop to air-B&B in residential areas. Residential areas are for living in not holidaying in and it drives the price of the reduced stock up.
It's always been tough to find a deposit to get a mortgage. We all had to save and sacrifice. YMB is correct, these days they want it all. They'll happily pay a bag of sand for dog, holidays, expensive jam jar on a lease etc then wonder why they can't save up. Yes it's hard, it's meant to be, lenders want to see that you can manage money.
We clearly need change but not towards more 'woke', more citizen control, and high debt/taxation for promises that prove unfundable. We need radical change towards improving the nation in preference to dancing to the tune of foreign and global powers. Sealing the borders where possible/practical would be a great start in order to stop things getting worse each day.
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