credit score

[lucabene]

Hi what is a decent credit score. I have a credit score of 600 with experian. Is that good enough to get us a mortgage. Ive also got a credit score of 365 with equifax as this shows 2 defaults but they are both satisfied but not showing up as satisfied. They dont show up at all with experian. Im going to the nationwide for a mortgage Ive been told they use the experian credit file. Ive also 25 grand hoping this may help but I dont want to use it. Thanks for all answers.

[erimus1]

Try going to the Skipton Building Society who don't actually credit score per se - they just have certain criteria that you must conform to - they also only use Callcredit (which they own) - your file may be better with them as not as many companies subscribe to their services.
Good luck.