ChatterBank1 min ago
Liability
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For more on marking an answer as the "Best Answer", please visit our FAQ.It's hard to know who the fault lay with without knowing exactly what happened, road layout etc.
People who park like that really annoy me. Firstly they believe that they are within their rights to park where ever they want so long as they have their hazards on. Hazard lights do not make you exempt from parking laws.
Also they do not seem to know what hazard lights are for. They should be used only when a car is broken down, not when parking illegally or driving.
I totally agree with BenDToy.
Just to clarify, I was not suggesting that Mrs Kos was to blame for the accident. I can think of no circumstances where the "driver" of a stationary car can be held responsible for a crash, especially when they weren't even involved in the collision. In fact I would not even have bothered to talk to the insurance company because it is such a silly notion. I was merely making a general comment about the use of hazard lights. Not sure what ianess is going on about - who does he think suggested that?
Irrespective of the rights and wrongs of where or how the parked vehicles were parked, the fact of the matter is that a parked vehicle was hit by a moving vehicle, and therefore the driver of the moving vehicle is at fault. The fact that the parked car was parked illegally is, for the purposes of insurance, irrelevent.
FCII - Fellow of the Chartered Institute of Insurers