Figure ... your figures are right.
dudley
follow fo3's advice ... if your data matters and must be kept secret truecrypt is the best solution
I'd just add ... flash memory is volatile ... unplug it at the wrong time ... and it will just turn to cr@p
stand on it .... forget to unplug it .....(you get the idea)
if you follow fo's method ... (it's how I do it also) you could leave the virtual drive on your real drive ... the chances of anyone taking the trouble to crack the encryption is pretty remote.
and remember
like any drive ... it could fail ... so
back up the encrypted drive regularly....
after you've worked on your finances
use ccleaner
http://www.ccleaner.com/
to delete your temp files .... then
use eraser
http://www.heidi.ie/eraser/download.php
to clean the free space
(I hope you get more pocket money than I do after all this trouble)
oh and cancel all your appointments ... 'cause you won't have time to do much else