mot expired and car stolen

[mcoggon]

My car has been stolen from my private drive. It was booked to go in for an MOT, the MOT expired 2 weeks previous. Am I still insured?

[R1Geezer]

Yes

[Ethel]

Yes

Although they may use the lack of MOT to decrease their valuation of the car.

[JoolsTwo]

I think the lack of MOT does invalidate your ins. but they will probably deduct about 10% from the settlement. Thats what the ins. co I work for does anyway.