I will add a bit of advise from 38+ HGV 1 Exp, Vichthewic, on seeing a HGV/ a Bus or anything larger than your own vehicle & you are on the Inside & the other is on your outside Just think of this for the other Vehicles size you can see them, for your size Vision is limited to the lager Vehicle, For a matter of 30mph you would have been out of the Tankers way, although the size of the Tankers Engine may be in the region of 350 to 420 BHP the HGV does not have your acceleration, just to conclude there may be a lesson learnt here, don't forget that drivers of HGVs cannot afford to have endorsements on his licence, Why, his licence is his/her living, they get 3 points that's their living gone I can assure you of that. regards what you say its the Insurance that taking the case up, I will recap what I have said, too many motorists try & claim against HGVs because of their size I know, I have been in the position & many other HGV drivers will tell you the same but that is slowly coming to an end.