Question Author
Hi thanks for all the answers folks,there is a twist to this though my existing cover runs out the day we come back,and dont need any until Sept 09 but what if one of us falls ill or other misfortunes in 2008/9 cover, would the policy cease to cover us after the last day in May and leave us high and dry.
I think the answer is to get cover to run from existing policy last day ? but would a different company cover from last day if you were already in hospital abroad.
Thanks again Tez