Mortgage Mispayment by ex.

[gashead73]

My wife and I have been seperated for 14 months and have a fixed rate mortgage untill August 2010. My wife is living in the family home with her partner and pays the mortgage in full. I have recently discovered that this months payment has been missed. Whilst I know I cannot have my name taken off the mortgage untill she can put her partners name on it. Is there any way I can protect myself from being punished in the future, when it comes to making a mortgage/loan application, as my name is on the mortgage, but I do not make any financial contribution to the monthly mortgage payment??

[ummmm]

The only thing you can do is pay it yourself.

[ummmm]

And if she wants your name off she will have to remortgage which will also be difficult if there are arrears.

[ummmm]

Yeah but she wants her new partners name to go on which means a remortgage and him to go through all the standard checks. That's what I had to do anyway.

[ummmm]

It was years ago now. I just went straight to my bank, Nationwide, I can't remember what the charges were named but I do remember it cost me £700.