Quizzes & Puzzles18 mins ago
This has been asked before!
Just to clarify, A car has run out of MOT, you then book the car into a garage at a time say 10am the following day, you are allowed to travel from your home/ workplace ONLY to get the car MOTd, I'm sure the Insurance will allow this to occur? am I right? Also, if the car is used without the MOT & has Insurance, then the Insurance is Void! is this correct?
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.Insurance is never void as a result of another offence. However the insurer my use irregularities as a stick to reduce payement should a claim occur. In the case you describe it is legal to drive to a pre booked MOT so there is no question of illegality.
If you use the car otherwise without an MOT, you will not be uninsured but your insurere will reduce potential payout in the event of a claim.
If you use the car otherwise without an MOT, you will not be uninsured but your insurere will reduce potential payout in the event of a claim.
According to the directgov website
"quote "
Driving an untaxed vehicle to an MOT test
You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.
This is also for vehicles being driven to and from a pre-arranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.
"Unquote"
http://www.direct.gov...YourVehicle/DG_069671
"quote "
Driving an untaxed vehicle to an MOT test
You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.
This is also for vehicles being driven to and from a pre-arranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.
"Unquote"
http://www.direct.gov...YourVehicle/DG_069671
A MOT failure doesn't always make a car unroadworthy (just have having a valid MOT doesn't always mean the car is roadworthy)
For example, a car can fail on emissions but it wouldn't make the car unroadworthy in the slightest.
Also in TWRs original question he states "travel from the home/workplace"..... How did the car get to the workplace to start with? (unless it was left their when the MOT run out)
You can take the most direct route from where the car is stored to and back from a testing station for a pre-booked MOT and that's it.
For example, a car can fail on emissions but it wouldn't make the car unroadworthy in the slightest.
Also in TWRs original question he states "travel from the home/workplace"..... How did the car get to the workplace to start with? (unless it was left their when the MOT run out)
You can take the most direct route from where the car is stored to and back from a testing station for a pre-booked MOT and that's it.
I will put you in the picture about my Q, we have a Hire van for the disabled persons I tend to, on the 20 of this month the MOT expired, the lease comp did not prior warn us, we do not have ANY paper work apart from the agreement, user manuals etc, the van was taken for test & failed on minor items, Wiper blade but nothing serious but it failed, he contacted the Lease people & they stated that the van was booked in for the following week for the test, I said to my Manager that we could not drive the van due to the MOT, he said we could! I do know, the Insurance CAN with hold cover as the van has no MOT, this was my Question, I'm almost positive that I was right with my answer but I just wanted it confirmed, Thank all for your answers. T.W.R.
The rationale for allowing a non-MOT'd to be driven from a failed test is that there is no presumption in law that the MOT testing station is equipped to rectify any defects, thus all MOT failures are allowed to be driven "directly" to a place of repair (this will include your home if you intend to repair it there) without any breach of the law that a valid MOT certificate must exist for the vehicle (where applicable). As previously stated, none of this overrides the question of roadworthiness.
BTW the "direct" route to/from the testing station may include a reasonable diversion or stop, e.g. refuelling.
BTW the "direct" route to/from the testing station may include a reasonable diversion or stop, e.g. refuelling.