hang on sallanananas...you saw a fisherman on the bank, then next minute he was gone..and you thought -ghost...you didnt think to check in case hed fallen in ...?
haha
i have had a few incidents that seem like a ghostly encounter, but nothing 'concrete', just thinking theres someone there then they are not, things out the corner of my eye etc - the only one with any weight is when 4 of us saw it...we were sitting on a park bench and theer was a hut and few trees and bushes in front...we saw a pair on legs walk along behind the trees, top half obscured...we just thought it was someone with white pants on or something. it stood there, just legs showing... then turned and walked out from behind the bush...and disappeared...no-one came out from behind thebush...there was a gap in the bushes of about 2 metres so wed have seen them..we all just looked at each other wide eyed, realised what wed seen and just ran off screaming - (we were about 16)
but as soon as someone starts a story with "i saw a ghost...i was in bed when i woke up and..." and i just switch off then... if you are in bed you are dreaming, but it feels real..well sometimes they do...i had a dream that a shark swam into my room through the air...felt so real...but i know it wasnt...
if you are walking about etc then maybe i would believe you...