As someone who has worked in the Beauty industry for years and tried most creams known to woman - I wouldnt recommend spending vast amounts of money, firstly. I would recommend trying something like the L'Oreal ones you mention, the Boots No. 7 range is very good as are some of the Avon ones. Vichy cosmetics are VERY good and are sold in some posh pharmacies and are very good for sensitive skins, as are Almay products if you can find those. I would also recommend changing what you use occasionally, say every 6 months, as you skin can get used to a product and then seems to lose its good effects. Don't bother with expensive Cleansers either, as you would do just as well to buy low cost cleansers from Superdrug or other. They do a lovely Cleanser which is called Hot Cloth Cleanser with Vit E which leaves your skin feeling lovely, I bought two of these the other day on offer for 3.99! Bargain. You do not need to spend a lot of money to take care of your skin!