Bank charge

[spotsandstripes]

If you get a bank charge, for the first time, can you claim this back?

[jackthehat]

Not usually.
What was it for?

[maggiebee]

I once got charges refunded by pleading that I had made a genuine mistake. Local branch wouldn't do it, but head office did. Worth a try - nothing to lose.

[mccfluff]

claim it back from whom?

[spotsandstripes]

debit came off for my gym, they paid it and i think im getting a charge. eeek!

[spotsandstripes]

yea maggie my mates done this before, I wondered if I could

[jackthehat]

Do you mean that you had insufficient funds to cover a Direct Debit?

If you write a grovelling letter to your bank, they may waive the charge.
How long did it leave you overdrawn for?

[EvianBaby]

You might as well try.

They've given me the odd one back in the past (thankfully not had one for a long time now) on the basis that they would do it 'just this once as a gesture of goodwill'. The worst that can happen is they say no.

[spotsandstripes]

I called up online and spoke to an agent who says the charges department will look into it and call me back in the next 24 hours!