CAR INSURANCE

kloofnek | 12:26 Sat 07th Apr 2012 | Insurance

27 Answers

If one crashes their car through one own fault and it is a write-off
Does ones insurance pay for a replacement, less the excess?

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If you claim though, your premium will go through the roof next year...

hc4361

You are not insured for personal injury - only injury to other people.

Could you imagine the amount of fraudulent claims if you were covered?

That's what I thought, hc - third party injuries. Imagine the number of whiplash claims if you could claim on your own insurance!

hc4361

Insurance premiums would be sky high.

hc4361

Well, they are already sky high - the premiums would be far too expensive for the average motorist.

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