I agree with you Mrsspagnoli. I have been thinking of getting one for myself but I would be absolutely petrified of going on to the road so I would have to stay on pavements. That gives rise to the problem of other pavement users and what would happen if I accidentally hit one. I reckon they could do as much damage as a car and consequently should have third party insurance. IF I get one I can assure you I shall not be going more than five miles an hour and I would also make some enquiries about accident insurance. I am sure some enterprising insurance company would oblige.