dasherman Member Profile in The AnswerBank

Those Greedy Posties

With UK annual inflation running at over 11%, the postal workers are accused of ‘holding Christmas to ransom’ with strikes, having been offered 9% over 2 years (less than 4.5% per year). Meanwhile the...

pinkjudy45

Stocks And Shares Pension

I have a a stocks and shares pension (I think this what it’s called), can I have husbands name added to this pension or is this not possibly or a good idea...

bluemoon1

Voluntary Ni Payments

I have some missed years on my NI payments and was hoping to pay them off with voluntary contributions. Can anyone tell me if they'll be going up in the next tax year as I'll struggle to pay them now,...

bednobs

Anyone Use Plum (Or Similar) For Saving Rather Than Investing?

i cant quite work out how it works, and if it's safe

feebletoe1492

Basic State Pension

how do people who have never made any NI contributions claim a basic state pension?...it seems unfair when people who have made 25 years of NI contributions can only claim the same....

StretchyLegs

Pension Added Years Avc

Hi, I'm hoping someone can help... If you decide to pay AVC to add 10 years service to your pension (Royal Mail) am I correct in thinking you would pay this amount (currently 6%) plus employers...

thesshhh

Lotto, Premium Bonds Etc

Of all the things like the Lotto, Euromillions, Health Lottery, Premium Bonds, etc, with which do you stand the most and least chances of winning?

lankeela

Workplace Pension Is It Worth It?

Can anyone advise me? I am 62 and won't be able to retire officially until I am 66 although I doubt I will ever actually be able to retire! Is it worth me having the Workplace Pension - I earn in the...

auntie-bertie

Pension Withdrawal

If I have £100,000 in my pension pot, and I know I can take 25% tax free. However I then also want to take £10,000 per year out if the pot as a salary. I do not work and this is under the tax...

alison43331

Isas

Hi Does anybody know whether you are legally permitted to open more than one ISA for previous Tax Years? I have a Notice ISA for 2015/ 2016 where I have also transferred a previous Tax Year's ISA. I...

auntie-bertie

Redundancy

If you are made redundant, and receive a redundancy payment, are you able to sign onto the dole?

Gusta

Equity Release

Does anyone know about equity release?........ I am 55, have no children or family to leave my money to so if I don't use it for my (future) care then it will most probably go to the state - could do...

237SJ

Isa Rates

Has anyone else been stitched up by the Nationwide takeover of their building society? I had a really good ISA rate with the Cheshire (2.3%) with a bonus which ends in November. Every year when the...

wolf63

Should I Pay Off My Outstanding Mortgage?

I hope one of you lovely people in AB-land can give me some financial advice. I am 50 years old and do not work due to ill-health. I own my property and there is a relatively small amount outstanding...

Heatherbegg

House Of Fraser Pension

I have received a letter from house of fraser to say I have a pension with them I only payed in £460 the whole time I was there they are now saying I could take a lump sum of£16'000 should this be...

manya3

What Is The Difference Between Webcasting And Podcasting ?

While doing webcasting i got confused, so i just want to know the difference between the two .

iloveglee

Buying Premium Bonds

I have £100 worth of premium bonds which as I understand it is the minimum holding. if I wish to purchase any more, do I have to buy the minimum holiding again, or can I purchase as many as I like....

twilightflyer

Paye

Hope I am in the right area! I am retired, have a forces pension which is taxed,have also a retirement pension which takes me over the threshold for claiming benefits, now my question is, is if I take...

starone

Ground Rent

I have just received my annual bill for ground rent on my house. It is not very much, only £12.50 and it is my understanding that it cannot be increased. However, I would like to get rid of it. Does...

giveup

Independant Financial Advisor.

What is the best way to find an IFA (need one for some one-off advice)

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