EverClean Member Profile in The AnswerBank

I need a credit card but only work 10hrs a week so have low income

Hi! I'm a stay at home mum & work from home so i have a low income :-( I need a credit card basically to pay off my ?500 catalogue bill as i'm paying 32.9%!!! Can anyone reccomend one?? I've never had...

daavedave

debt consolidation or advice

i did a search for a consolidation loan, im in a fair bit of bad debt and am looking to pay it off and im having difficulty working out what to do about it... it would be easyest (probably not the...

rbarch

Letting a property

Hello, I am looking to rent a property for the first time and would like to do some sort of credit search on the future tenant. Does anybody know how I would go about this? Thanks

Meg888

Selling house by auction

Has anyone ever done it? What do think the chances are in this current climate? I've been up for sale for over 1 yr and slipping into negative equity - got to get out fast! Any advice would be...

johnsmith44

bank payment error

A payment of ?2000 has been paid in error to my HSBC business account. HSBC have written to me saying the sender has asked for the payment back and i need to authorise it for them to do it. Do I have...

helpmetoo

benefits of 'fair trade'?

cant for the life of me understand the overall benefit of this new idea, why pay a bad producer more?, it hardly encourages them to work hard and effectively in order to produce better product that...

zac1

insurance

a friends partner as unfortunately passed away she as lived with him for fifteen years, he had a private insurance but did not have her name down as next of kin. the sol told her the money will go to...

ali2008

MIB trying to recove compensation from me

Hi i was driving a car uninsured in 2004 and had an accident but since mib is trying to recove compensation from me.. has anyone had this happen to them and what did you do about it

jubbles

finance company i owe money to has gone bankrupt

a company i had a loan with has gone bankrupt what happens now

EverClean

Smoking ban

11 months and counting since the smoking ban came into effect. Are ther any figures relating to how many peole have given up since/because of the smoking ban? Can anyone help?

xellie49x

gurantor

my daughter wants to buy a car on finance as she has no credit history, the garage said that they would need a gurantor,her father said that he would do this,which is fine but he has a poor credit...

kat2206

Keep safe

Hi Guys, I am hoping that you will be able to help me. I am looking for a company called Keep Safe, they are a safety workwear manufacturer, there are plenty of Keep Safe stockists/distributors out...

RupertSmith

Charge on Property

My ex partner in a limited company put us into voluntry liquidation. We had 250k of stock, which he removed prior to the final evaluation. He arranged the liquidator, so this was never bought up. He...

jlb253

Debt Abroad

Hi there, If anyone can help it would be appreciated.... My husband and I are moving to Australia in September but have a large outstanding debt. This is currently 14k, but started at 35k and we have...

Segilla

Purchasing Life policies

*Presumably* the companies who do this deal only in Endowment policies with a fixed maturity date. Otherwise they may well be unable to find out when the life assured dies.

weggiewabbit

Bank rip-off for exceeding overdraft

Does anyone have an account with a bank which doesn't rip you off? I tend to stray slightly over my overdraft limit once or twice a year due to a miscalculation on my part, and they charge me ?35 to...

salsaqueen1

pay

How much does a recruitment consultant charge for finding a candidate & placing in a ie mortgage adviser position, paying around ?70,000 per year? Thank you in advance for answers.

PaulSabin

Mortgage Offer

How long do they generally last before expiring? Many thanks.

joe1

Credit blacklist

Anyone know for how long after successfully 'completing' the 5 years of an IVA. One would be blacklisted by credit firms. Also would one be able to get a bank overdraft facility after the completion....

LuddyLudds

Housing Benefit

I am selling my property to a man who is going to let it back to me. I am not related to this man in any way, he is a genuine buyer who found my property through the estate agent. I have been advised...

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