You question vets ethics - well i question yours.
"If I saw either a human or animal in need of life saving help and I could give it I would not wait until someone gave me the cash to do it."
- That is because it doesn't happen to you all the time and isn't in fact the basis for your job. Do you think that doctors shouldn't be paid as well?
"My cat was chipped"
- If the cat was chip a vet would contact the owner immediately therefore I simply don't believe you.
"mum bought a flea spray from her vet for £25 and I recently got exactly the same one on the internet for £7"
- Stuff is cheaper on the internet, I could explain why but I doubt you'd listen. Think about amazon and how their products are cheaper than on the highstreet.
"I asked for a tranquiliser for my poor cat so I could get him in the carrier to take him for his check up and was charged £5"
tranquillizer for travel to a check-up seems extreme and would make the checkup itself difficult. Drugs for animal are provided under licence and they are expensive, the vet is not creating the drugs in the back room, they are buying and proscribing them.
"Never got the cats insured because I was so irresponsible I had them neutered"
That makes no sense to me at all - why would neutering make you feel that insurance was not necessary, I presume this accident has at least taught you the error of your ways.
"the only reason he tried to save my cat was cos she waved money under his nose"
- Highly unlikely and as you were also not there at the time I am also doubting this is correct.
You seem very angry but I honestly can't understand your attack on vets who are working hard to make a living and help animals (there has to be a balance to both aims). If you don't like your vet the switch providers, however as said before if you are this unpleasant to people then I'm afraid you are bringing the poor service upon yourself.
Good night
Iggy