Business & Finance Questions and Answers in The AnswerBank

What is the best way to borrow money?

I want to borrow ?5000 for a holiday and don't know whether to add it onto our mortgage which is already in 3 parts due to first increasing it because of moving house and getting a new deal and...

shri

Importance of Cartoons in Global Warming

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newlywed

Balance Transfer

Does anyone know if I could apply for a credit card and then transfer the balance from my husbands credit card onto mine?

Bazile

My bank has written to me advising that my mortgage account is in credit ( Mortgage payments finished ) and that there is a mortgage redemption fee to be taken from the surplus . They advised me that...

PinkPascoe

ATM+No cash received

I recently withdrew ?50 from an ATM machine and did not receive the cash. I took it up with my bank who took it up with the bank whose machine it was. They have replied that the machine did not show a...

khusbhu_rani

credit card rules

what are the necessary rules too qualify for a credit card?

buildersmate

Management charges on Personal Pension Funds

My personal pension plan provider takes 1% of the current fund value per annum in management charges. Is this typical?

TTG

Bank account with the highest rate...no penalties

Some banks deduct a % of the rate an account pays in a month if one makes a withdrawal. Some even pay no interest during the withdrawal month. Some accounts will pay a high interest only up to a...

Goody2shoes

Credit Cards

Does anyone know, if a customer pays for something via a credit or debit card in person using a pin number or if the customer is not present and data all matches can they then get on 2 their bank and...

lady_p_gold

Housesitting Business

Can anyone think of a clever name for a housesitting service ??? Thanks in advance

sonofbullet

selling a limited company

How easy is it to sell a limited company and what powers do the directors have if they are not shareholders?

lulu_bucket

Egg card - help please!

I have just applied for an Egg card with 0% balance transfer. I owe the bank about ?1500 and they are charging me loads of interest. When I get my card from egg how do I transfer the bank money over...

nivlaw

iva

Is it illegal to have entered into more than one IVA? I succesfully completed and IVA in 2004 but may need to have another due to redundancy.

kwicky

Gold bars cracking up (literally)

Some gold bars held by the Bank of England have huge cracks in them pointing to impurities in the gold. The price has been affected and are worth a lot less. Who shoulders this responsibility, the...

Yodel

British Gas. Who can I complain to?

I am fed up to the back teeth with British Gas not sorting out a billing problem despite 20 phone calls to them, plus a letter to customer service (no reply received!). I have now received a letter...

khusbhu_rani

loosing of atm cards

if we loose our atm cards and we report it within two days our liabilty is limited to how many dollars?

spotit3

Stock Split

I have a few (a very few!) shares in National Oilwell Varco Inc. I had a letter yesterday stating the following: National Oilwell Varco (NYSE:NOV) has approved a 2-for-1 stock split to be effected in...

khusbhu_rani