Idon't need to take a quiz cath, I have never wasted money as, since I started earning at 12 with a paper round, it is very hard earned.
It's strange that when I was younger and did'nt splurge on meals out and holidays, clothes, etc, I was 'wasting my youth'. Now, after always saving a bit each month, I have been able to retire early, I am 'lucky'!
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