buisness account

[babyconnor]

i have just started my own buisness, i am a gas engineer. I need to open a buisness account for this to be set up properly. i have been declined by one bank which i think is the reason that i have a ccj. what can i do?

[Wellard]

Firstly, just keep trying all the usual banks - including Abbey, Alliance & Leicester etc. - they are always after business accounts. Don`t get too upset when getting declined - the banks all have their own criteria. I had to open mine and got very short answer from Barclays & HSBC etc. and then NatWest greeted me with open arms.

[babyconnor]

thanks for that wellard, did you have ccj?

[Wellard]

Sorry - should have included. Yes, I did have CCJ`s and �2. per MONTH agreed repayments to a lot of credit-card companies.

[babyconnor]

Thanks for answering me wellard, so if i try all diffrent banks tell them about the ccj hopefully one of them will let me open a account.

[antiguru]

I agree with Wellard. Keep shopping around. Someone will want your business.

Good luck with your new career!

[miseryguts1]

No CCJs here, but Nationwide has a 'Business Investor' account with no overdraft facility, free banking pretty much, and might well look after you.

[babyconnor]

thank you everyone for your advise, i am very pleased to tell you that i finally i got a account with hsbc, six banks turned me down. thank you again ...