boat insurance

[mollykins]

My dad is thinking about buying an inboard engine boat, probably between 20 and 25 ft, which means he'll have to have insurance.

Would it be cheaper to somehow involve me, with my rya power level two. It's not maditory, but it shows you're competant, and it'll be a displacement kind of hull, which is what my lvl 2 is for, rather than my general lvl1 which is for planning and displacement.

Perhaps have it in my name but he pay for it, or would that make it expensive as i'm only 16?

[factor-fiction]

Yes, it seems rya power level 2 is not mandatory but shows you are regarded as competent. Why not get a couple of quotes- one in your name and one in your dad's. I think it'll be better in your dad's name.

[mollykins]

as he's older? But for all the insurance company knows, he might never have been in a boat before, it'll be interesting to see . . .. that's if he ever get's a boat. he's been looking for ages and is obsessed, mum would prefer him to at porn she said, 'cos then he wouldn't keep talking about every waking moment!'

[moonraker558]

Perhaps WBM might be able to enlighten you.

[mollykins]

I put it on last night, hoping he'd reply this morning perhaps.

[redman41]

mum would prefer him to at porn she said, 'cos then he wouldn't keep talking about every waking moment!'
What Porn is your dad looking at molly ?

[Dris]

You took the words right out of my mouth (as Meat Loaf says) red .....

Im intiqued Molly.

[mollykins]

*look* i missed out. She'd prefer him to be looking at porn, as he wouldn't talk about it to everyone.

[redman41]

Can you recommend some good sites molly, just incase I've missed some....:-D

[mollykins]

for boats or porn?

[Dris]

aahh so she knows he watches porn and you do as well -he'll love that !!! :)
Reckon you have him over a barrel with that re the boat insurance lol

[redman41]

I once sailed on boats molly, well Ships to be exact, so now it's Porn instead !

[mollykins]

For Funks Sake I said mum would rather he watched porn, whats so fluffing hard to understand about those sentences.

Plus she told me he used to as she had to use his memory stick for college or uni work and take it in, but it had loads of porn on it, so she promptly deleted them.

[redman41]

Are you sure it wasn't your stuff on there that your Mum deleted ! Whatever floats your boat mollykins......lol

[jackthehat]

You might like to think about your language, Molly ?
Very few adults here swear on your threads because they are mindful of your age. Perhaps you would do us the courtesy of similarly moderating your language ?

[mollykins]

I have my own memory stick with decent pictures and some other valuable stuff i don't want to lose. Mum used dads as it was bigger and he didn't need it at the time.

[mollykins]

i didn't actually swear, i typed f l u ff i n g in, as I don't swear.

[redman41]

If your Dad buys a Boat molly where will he moor it ? Are you close to the sea in your village in Suffolk ?

[mollykins]

Close to two rivers . . . .plus we're part of a yacht club which has moorings.

[redman41]

What are the Rivers called molly ?

[mollykins]

Well it's the waveney but it splits, but i think its called something else in one direction when it goes towards oulton broad I think.