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Contribution based JSA and Income based JSA
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can someone please explain the difference, apart from the disregards for contribution based, more along the lines of why the rate is the same for someone who has paid 30 years + contributions and someone over 25 who hasn't paid a penny and never worked a day in their lives? Just a simple explanation that does not focus on the other state hand outs like NHS etc that both claimants would recieve equally.
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My first job after leaving college was working in the Supplementary Benefits Office. We had scant training, especially to deal with the number of 'professional claimants'...........
The Supplementary Benefits Act 1948 (plus amendments) was broken down into 12 (I think) working manuals.........no-one and I mean NO-ONE in the office was word, or fact, perfect. However, I often took 'phonecalls from, the usual suspects, shall we say, who were able to provide me with the relevant section and paragraph to bolster their current fraudulent claim.
The Supplementary Benefits Act 1948 (plus amendments) was broken down into 12 (I think) working manuals.........no-one and I mean NO-ONE in the office was word, or fact, perfect. However, I often took 'phonecalls from, the usual suspects, shall we say, who were able to provide me with the relevant section and paragraph to bolster their current fraudulent claim.
Dot, National Insurance (NI) Contributions count not only toward JSA, they count toward Incapacity Benefit, State Pension Widows Benefit/ Bereavement Benefit and Employment and Support Allowance. You would have had to pay much more in each week if you expected YOUR weekly NI to pay for YOUR much higher weekly benefits for as long as you expected.
It surprises me that so many people know so much - there must be a website where they can go and look it up.
Where we used to live there was a guy whose parents owned a bed and breakfast - they used to take in alot of people on benefit - and he'd be there telling them how to claim this and that and basically milk the system. He was eventually fired but not sure why
Where we used to live there was a guy whose parents owned a bed and breakfast - they used to take in alot of people on benefit - and he'd be there telling them how to claim this and that and basically milk the system. He was eventually fired but not sure why
I know that after I was made redundant and didn't claim benefits, I had all sorts of problems with my tax and took 2 years to get back tax overpayments. I basically had to prove to them that I was not receiving income and was instead living of my vast personal wealth (redundancy payment). I felt it not worth claiming benefits as the amount that I would have received (after working for 20 years) to support my husband and two small children didn't cover the amount that I usually spent on milk and yoghurts per week. My husband stayed at home to look after our children as his salary as a nurse was less after tax than the cost of childcare for two and we never claimed any benefits for the 5 years he was at home. It would be nice to think that there was help for us if we ever really needed it, but sadly, we are not used to living on such a small amount and don't have the knowledge of how to work the system that a lot of the long term claimants have, so I guess we are on our own.
However, I would point out that redundancy payments are meant to be spent in supporting yourself while you get another job, that's the reason that payment rates are higher as your age increases, they reflect that you may take longer to get a job when you are older, so therefore will need to support yourself for longer. In reality though, it is probably the biggest lump sum that most of us lay our hands on, so we like to salt it away as a nest egg rather than actually use it to live on - perfectly understandable, but not the purpose of the payment.
However, I would point out that redundancy payments are meant to be spent in supporting yourself while you get another job, that's the reason that payment rates are higher as your age increases, they reflect that you may take longer to get a job when you are older, so therefore will need to support yourself for longer. In reality though, it is probably the biggest lump sum that most of us lay our hands on, so we like to salt it away as a nest egg rather than actually use it to live on - perfectly understandable, but not the purpose of the payment.
Dot, I don't know what you are trying to achieve here. I agree that the benefits rates aren't fantastic and that many people struggle, and in some cases it would seem unfair.
but you are asking questions that no one here can ever answer to your satisfaction.
I'm sorry you've had/are having a dire experience, but no one here can make you feel better about it. you need to contact to the government to get a fuller explanation to how they come to these benefit rates.
but you are asking questions that no one here can ever answer to your satisfaction.
I'm sorry you've had/are having a dire experience, but no one here can make you feel better about it. you need to contact to the government to get a fuller explanation to how they come to these benefit rates.
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