I'm Gutted For The Old Fella But Whay Wasn't It In A Bank?

[ToraToraTora]

http://www.bbc.co.uk/news/uk-england-manchester-23789881

[Old_Geezer]

I have a need to visit a branch each time I pay a bill. No other method of paying the bill leaves me with paper documentation I can keep and prove things with. If the disgusting practice of removing branches and thus failing miserably in providing the service required goes ahead, it will be yet more proof as to how this society is unable to retain good practice from the past. It is, I grant you, a different subject, but yet one more to feel saddened about.

[ToraToraTora]

I once had to get £8k out and store it in the house for 1 night, I was nervous enough about that!

[Kramer21]

Putting the whole not trusting banks thing aside don't they realise that the potential fires that many old folk start each year would render their fortune useless?

[factor-fiction]

It may seem illogical to us but a lot of old people (and some young people) do feel uncomfortable with things like bank accounts, direct debits etc.

I'd be interested to know whether the thieves/robbers knew he had such a large sum of cash in the house.

[ToraToraTora]

all records are stored on line OG, paper is irrelevant anyway, you on the electric yet? I shred any actual paper I get from banks/cc companies etc.

[Old_Geezer]

I thought most of us had that much in our wallet as small change ?

[ToraToraTora]

I bet you still write cheques OG! I've used Internet banking for over 10 years, never lost a penny. I can get every bank statement if I need it. Any paper evidence can be retrieved. I respect your need to do it your way OG but I just couldn't be ar5ed going to the bank that many times. In the not too distant future there will be a few main regional branches of the main banks, some won't have one at all. My main bank doesn't even exist in any sort of high st form.

[Old_Geezer]

The banks' records may be trusted to on-line but why should I believe they are correct ? The paper is most most relevant item, it is the customer's record. The bank can do what they like with theirs. Only the most trusting depend on someone else's record, and it is evil for society to try to browbeat the rest by mockery or other means.

[ToraToraTora]

probably acting on some sort of word of mouth info FF, possibly not intentional just loose lips as it were.

[ToraToraTora]

They are the same OG, you can verify each transaction and even save as excel for example to check the arithmetic.

[ToraToraTora]

No ones saying I trust their records, you still check the entries.

[Old_Geezer]

Of course I write cheques. And I return to the previous post of how to remove branches because the bark cant be arsed to provide the service they should, as they just want more profit, is a failure on their part. Unfortunately that sort of attitude is endemic in commerce these days. Never mind about producing the product or service required, what can we get out fast and cheap and maximise profit with.

[Old_Geezer]

Right and if any are missing how do I prove it ? I'd have no bit of paper from the bank showing the transaction.

[Old_Geezer]

because the *BANK*
like I typed >:-(

[Kramer21]

Not necessarily toratoratora. These guys usually commit crimes like this as their "day job" usually cleaning out small items of jewelry, cash books etc.. and ever once in a while they hit the motherload like this one which unfortunately will keep them and others who have heard about it going as they look for similar amounts. Just the other month there was a man and woman beaten to a pulp by thieves who was shouting at the victim "Where are your life savings hidden"

[factor-fiction]

I think, TTT, that this is one of those topics where no amount of reasoning will help. I have the same issue with my mother who reads all the financial press and owns some shares but will not consider reducing her excessive energy bills by switching supplier or paying by direct debit

[ToraToraTora]

oh dear, cheques will be gone soon too but not before there will be no one to take them. Most retail outlets won't take them now, only a matter of time before others follow suit. Sign up to IB OG and give it a go, it's really not that bad!

[ToraToraTora]

You mean if you paid a cheque in and it wasn't there? or if a cheque you wrote wasn't shown going out? The presence or absence of paper changes nothing when something is being investigated. Not sure what scenario you are referring to OG.

[factor-fiction]

And, TTT, we are all 'guilty' in some ways of hankering for the status quo or the past and reluctant to embrace change. For example my children just don't understand why I see no need for a fancy iphone or a twitter account, and all of their attempts to persuade me fall on deaf ears

[hc4361]

Tora, it is unrealistic and unfair to expect elderly people who have never switched on a pc, never used a keyboard, have no need of a pc nor a desire to own one, to suddenly adopt online banking.

I know a few over 70s who adopted IT technology years ago and use it confidently, but I know others who haven't.

Telephone banking is not an option for the hard of hearing or the confused.

Many small, local branches of banks and building societies have closed over the last 15 years and it does make it difficult for the elderly and disabled.