18a. Saying that could save you cash(5,3,4,3) no letters
17d. With the end of the month off, exact refiguring is what the State exacts(6,3)
1d. Is this the catalyst for a speedy solution (10) no letters
15a. A sign will return after finding this literary anti-hero (4) I put in Nemo.
However I saw an answer earlier for 6d."Spur of the moment attempt to get the picture"(8) Answer given Snapshot. That means 15a. starts with h
Any suggestions
Many thanks and I hope I haven't confused you too much at this late hour.x