Can soapy shower water be used to water garden plants, flowers, grass or growing vegetables and fruit ? if so how easy/cheap/expensive is it to syphon off this drained water and how do we do it? We...
If I have savings of £54000 and I am unemployed, am I allowed to pay off the balance of my mortgage - £49000, or would it appear to be deliberate disposal of savings. I presume if I did nothing I...
Hi, am I correct in thinking that if I die with a mortgaged property (single, no children) I can put in my will that the proceeds from the sale of the property (by the bank that I have the mortgage...
My mother is two months away from reaching state benefit age, her husband (my father) died a year ago, and her bereavement benefit has just ceased (only lasts a year). Despite several visits to the...
Ok, so I had a nice tall leafy Yucca which died on me (probably my fault), but just as I am about to throw it out (no leaves left), there is a new growth coming up through the soil, ie new green...
Hi, is the full unemployment benefit payable to all for a minimum of six months and after that it depends on the amount you have saved in bank accounts or if you are receiving a pension? what is the...
Hi, my mother lost her husband (my father) from cancer on 28/6/2012, since then she receives half his work pension (an NHS one), a widows pension and a bereavement benefit. Apparently the last two are...
Hello, I am about to have my tiny bathroom totally refurbished. Should I have this new modern vinyl floor covering (which looks nice/comfortable/practical I have seen in other places) or go for hard...
I need to meet my elderly mother with heavy suitcase etc on the platform at her carriage from the train arriving at Kings Cross. Do platform tickets still exist? If not am I allowed to go through to...
I know I should be asking the pension company this and I will, but just wanted to get your thoughts. If I have a company pension (not final salary) but I die before I can take it (55+) can I leave it...
Hi, situation with an old single person on a pension who has no dependants and distant relatives, owns a home outright, therefore does not want to leave the property to any family member upon death,...
The hot side of the mixer tap on the kitchen sink does not turn off, the cap slips around but does not turn the water off. I turned it off at the mains so now just have a cold water supply. I tried to...
Hello, I understand that the government will take away your home if you live alone and need to go into a care home due to ill health to pay for it , but if you live with a friend (ie not married or...
In Excel I have a list of random numbers, say in column cells A1:A30, I also have another figure say in cell B1. The figure in cell B1 is made up of a total of 2 or more numbers from the cells in...
Please could someone tell me the Excel formula for a draw down calculation. Eg If I have £100,000 saved and it is earning 3% per annum (with the interest being added back into the savings), but...
I used to work for the civil service and paid money into a pension scheme there many years ago. I am working in the private sector now. Who should I contact to find out about my PCSPS (as it was)...
My friend (in is 30's) is suffering this unfortunate condition. He has been signed off work initially for 2 weeks, and it looks to continue for longer. He is in agony if he doesn't take the strong...
I have paid, and still pay into a pension through my company. I pay 7.5% of my gross salary and my employer matches it, so 15% in total. Do I have to buy an annuity at age 55 by law (the minimum age I...
I have a barcode number (that's specifically the number, not the actual code in the black and white lines) but don't know the product, is there any way I can find out what that product is ? Thanks.