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Recomend Websites for househunting

We are househunting around Exeter. Seen a reasonably sized and priced house in Copplestone. There seems to be a lot for our money compared to elsewhere. Yet word of mouth says it is full of chavs and...

Bellringer

Central Heating

Is it more economical to leave the CH on, albeit low. Or, to let the house cool down during the day and at night and then have to warm it up again.

yerbamate

Capital gains tax

I have owned a house for 11 years which my father has lived in rent free. If I sell, how will this affect what I will pay in CGT. Any imput gratefully received.

butterfly23

Paint worktops

Our kitcjen is looking a bit tired, but we can't really afford to have the whole kitchen replaced. I thought I would paint the cabinet doors, but is it also possible to paint the worktops?

aphexbgd

My larder fridge is not cold enough and ice is forming at the back.

Well it started about a year ago when we noticed our food was freezing and ice was forming at the back even though the thermostat was on 2. Well that seemed to go off but a few month back the fridge...

beccaw

advantage loans

i have got a letter from advantage loans saying that if i send ?49.50 they will arrange payout with the next five days into my bank account, after reading ur add on the internet im very worried about...

squiperly

Estate agents' fee - standard or not?

I'm just about to put my house up for sale, but one of the agent's I've had round has given me a contract which states that if the sale falls through for whatever reason, I will still have to pay the...

garf123gsd

condition of property

i am having a man come around tomorrow to give my property a market appraisal,because my dear wife has been in poor health and i have had to look after her i have done all that i can to the house but...

matchmade

Regularisation Certificates on Flat Conversions

I own a flat which was created in 1992 when a previous owner split the house into two without planning permission. The owner before me got legal acceptance of the situation from Planning and did up...

Postdog

Terrace house passage insulation - any ideas?

I'm getting my house insulated - loft insulation and cavity wall. However, my house is a terrace with a shared tunnel passage, and that wall is only a single wall. This wall does get very cold,...

Shismile7

Water Pressure in Top floor Flat

Hi All I live in a 2 bed flat in North London. The water tank is in the store cupboard and is same level as all the rooms. The water pressure is fine in the kitchen but trickles in the bathroom. I...

kezza1973

getting a dog in a rented house

I rent my house via a private letting agency. The standard tennantcy agreement states no pets. The agency have done a couple of inspections in the past and don't seem to mention the large gerbil house...

jeanette1976

best deals on credit cards

I'm currently thinking of get a credit card to pay off all my debts. I've heard that Halifax are currently the best at 6.9% interest but I've also heard that some cards are 0%. If so, is it because...

carly1

dentists

just been to the dentist , 987 for a filling a crown and root canal on 2 teeth !! they just tell you the price like its peanuts!! anyone else been to dentist lately? Carly x

matchmade

SIPP pension contributions from capital gains

I am self-employed and almost all my income derives from capital gains: I renovate houses or finance new-builds, and have no earned income. I pay income tax on these capital gains following pretty...

Legal Type

Building Regulations and Indemnity Policies

Hi I have a question about Lack of Building Regulation Indemnity Policies. All of the policies I have come across specifically exclude any internal building works done within the previous 12 months....

emmalee

buildings insurance

Has anyone got a really good deal on home buildings ins lately? My current insurers want to double it this year, and we have never claimed in over 10 yrs! We live in a two bed end terrace in the North...

boobesque

Mortgage repayments

lets imagine that i needed a mortgage to pay for a house costing ?210,000. i have ?20,000 which i use to pay the deposit and a lump sum (i have a seperate fund for estate agents fees) and have to...

jeanette1976

Getting one loan to pay off ALL debts

Can anyone advise me on the best company to get a single loan to pay off all my debts... not too much, about ?3500. I need something with as little interst rating as possible, obviously. At the...

Priesty

Mortgage nightmare

I know someone who has a property valued at ?120,000, with a mortgage of ?102,000, Secured loan of ?53,000, Credit cards of ?15,000 and other loans of ?16,000. The worrying thing is that the secured...

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