Israeli Football Fans Attacked In...
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No best answer has yet been selected by sunflower68. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.i agree with mdoo98----me and my wife entered into an iva 3 years ago after i was made redundant--we first went with a company that promised to help us for a set monthly fee of �79.00 and the only thing they managed was to destoy our credit record--(i will not mention who they are but they are well known on tv adverts etc).
we had debts in excess of �65000 so the iva was a great help---but after about a year of paying we sold our house and with the equity and endownment we contacted our iva representive who then contacted our creditors and they all shared out the proceeds.
we now live in rented property with our kids ----all our past luxury's gone but a hard lesson earned.
we both still work but our health has taken a battering over the last 3 years due to stress etc.
i say if you are in debt and struggling --approach your creditors first they are usually happy to help.
you can still get a mortgage and a bank account after but i think certain company's wont.
the stigma of being a failure at your finances amongst family members hit us the hardest.