Tax Credits

[NicM123]

Anyone else think this is a stupid system???
The earnings bracket is 24k up to 40k! How is that fair? I'm off on the dole & applying for a council house...... i'd be better off. Rant over!

[Count-A-Strong]

It's a lot
more complex than just your earnings.

[NicM123]

its based on how many children you have & your sole or joint income ,depending on how your claiming according to the lady i just spoke 2. I just can't believe someone who earns 40k gets the same as 24k!

[NicM123]

Urgh its the whole benefits culture. Id pay less rent on a council flat than what i do on my mortgage. For people who "do the right thing" there's no reward.

[NicM123]

you're right though eddie, id rather not be taxed on my earnings & receive no child tax/ child benefit. Would save alot of time!

[Count-A-Strong]

There's a very simple on line form to check whether you qualify and whether the advice you've been given is correct.

[NicM123]

ahh well we're in the 2nd year, so will see what happens in a year! After i had my son we went from 1 end of the scale to the other & still get the same.

[NicM123]

is that the one on their website?

[NicM123]

docspock - i reckon itll get sorted. I read something in the paper around the time of the election that people claiming disability would have to have a fitness test to weed out the fakers. Perhaps a little humiliating for genuine claimers, but it'll get rid of the dodgy ones!

[carrot99]

of course you'd pay less rent for a council flat than you do for your mortgage - one day your mortgage will be finished but council rent goes on for ever. What's "the right thing" - not everyone in council housing is on benefits?

Why shouldn't someone on 40k get the same as someone 24k - they are paying twice as much into the benefits system? In fact why isn't it that the more you pay in, the more you get back?

[NicM123]

sorry eddi, i asked the tax credits lady what the bandings were & she said 24-40 i asked her to repeat it cause i couldn't believe it!

[NicM123]

what questions should i ask to make sure im getting whats right? She told me that both incomes got the same amount. Is that not right? Thanks in advance :)

[NicM123]

ahhh see that makes more sense. She's told me wrong then. I'm getting the right amount for our family, so i'm happy :) I just thought that it was unfair if what she told me was correct. Im glad its not! Thanks for your help x

[NicM123]

Thanks Eddi. My child tax is correct - the confusion i had was about people on different wages getting the same allowance. Thanks anyway :)